Powered by Shore AI

Savings, investment and banking, done seamlessly.

Shore AI reads your accounts, builds your Safety Net, funds your goals, and invests the rest — automatically. One product. One rule. Your balance grows.

€40k–120k
Lost without a system
3 principles
Automatic saving
1 hard rule
Safety Net first
Main Wallet
Salary · Daily spending
01
Safety Net
6 months · filled first
02
Goals
Targets & milestones
03
ETF
Passive investing
04
Shore AI manages every move
The Financial Triad

Four layers.
One seamless system.

An architecture built the way wealthy individuals have always managed money — now made fully automatic for everyone.

Layer 1 · Main Wallet

Where your money lives.

Your primary account — where salary arrives and daily life happens. Shore AI watches every transaction in real time so you never have to.

PSD2 open banking · no account switch required
Income, bills, and patterns read automatically
Dedicated German IBAN + Visa card in Stage 2
Main Wallet
€3,240
Available balance
Salary — Siemens AG+€4,800
REWE Supermarkt−€47.20
Spotify Premium−€9.99
Shore AI · reading live
How They Work Together

Three principles. Running simultaneously.

Shore AI doesn't wait for you to remember to save. All three principles run on different time horizons, in the background, automatically.

01
Monthly Fixed Saving

Set the rate. Shore AI handles the rest.

On the day your salary arrives, Shore AI moves a fixed percentage into the saving system before you even see it. You set the rate once. If you get a raise, Shore AI proposes saving more. You confirm in one tap — or ignore it and the previous rule stays. No monthly willpower required.

Fully automatic · Zero effort from you
Payday · 1 May
Salary received+€4,800
Shore AI saves 15%−€720
Available to spend€4,080
Shore AI proposed · 1-tap confirm
02
Weekly Surplus

Underspend a little. Shore AI saves the difference.

Every Monday, Shore AI compares your last seven days of spending to your rolling average. On weeks you spent less than usual, it calculates the surplus and proposes saving the rest. On weeks you overspent, nothing happens. The system bends to your life instead of breaking against it.

Fully automatic · Zero effort from you
Monday · Sweep
Avg
W-3
W-2
This
Underspent by €95 this week
Shore AI proposes saving €80 after bills buffer
Adjusts every Monday · Real-life aware
03
Spend and Save

Every purchase quietly builds your wealth.

Every time you make a purchase, Shore AI rounds the change up to the nearest euro, applies a multiplier you choose (1×, 3×, or 5×), and reserves that amount. These micro-amounts accumulate invisibly throughout the week. €0.40 here. €1.20 there. Invisible on Tuesday — real money by the weekend.

Fully automatic · Zero effort from you
Spend & Save
REWE · €23.60
+€0.40 · ×3
+€1.20
Spotify · €9.99
+€0.01 · ×5
+€0.05
U-Bahn · €3.20
+€0.80 · ×3
+€2.40
Weekly total+€43.65
Invisible during week · Real money by Monday
Combined effect
€150–€400 saved
every month.

Without changing your lifestyle. Without remembering to save. Shore AI runs all three principles at once — each with its own ceiling, so the engine never leaves your account empty.

Trust & Protection

Bank-grade security. BaFin regulated.

We run on the same infrastructure as major European banks. Your money is protected by European deposit guarantee schemes, and ETF investments are powered by BaFin-licensed partners.

PSD2 Open Banking
BaFin Regulated
€100k Deposit Guarantee

Ready to automate your wealth?

Stop wondering where your money went. Join Saveshore and let Shore AI build your financial foundation — automatically.

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